Capital One

Risk Academy

Reimagine money, inspire life

Capital One are an information-based lending company, founded on the belief that technology and information can transform the industry and make life better for everyone.

In the digital age, money and the way people interact with it is evolving. At Capital One, we rely on happy customers. That’s why we’re Reimagining Money to help customers succeed and make life a little easier. We put our customers first, pride ourselves on innovation and are always on the lookout for the next big thing.

Our philosophy is simple:

Recruit extraordinary people and help them realise their full potential.

Our people shape the way we work. We know the next big idea could come from anywhere in the business. That’s why all our work areas are open plan and the directors and managers sit alongside the teams. Nurturing talent and tapping into potential is a no-brainer for us. Everyone plays their part and teamwork is a way of life.

No matter which scheme you join us on, you’ll get to work alongside – and be mentored by – some of the most talented people in the business and the industry, not to mention enjoy the freedom to do things your way. Through opportunity, resources, training and inspiration, you’ll be encouraged and supported to own your work, pursue your ideas and achieve your professional and personal goals.

Risk Academy

In a complex industry, Capital One recognises that good risk management and a strong risk management culture leads, first and foremost, to better outcomes for our customers, as well as our associates and shareholders.

Comprehensive risk management is a key enabler to business success.  As such, we have developed the Capital One Risk Academy to bring together, invest in and develop our risk talent under one umbrella.  Getting risk management right calls for a solid foundation of training and qualifications applied across different operational situations to build a robust suite of tools and techniques to support and challenge the business in pursuit of strategic objectives. Working in Risk Management at Capital One is not about a text book or a set of rules, but about applying sound commercial business judgement so that customers succeed and our business flourishes.

What do our Risk Associates do?

  • Spend the first two years exploring different roles, teams and techniques – from the Risk Office, departmental risk teams, Supplier Management roles, Compliance or Audit
  • Work towards earning a post-graduate, professional qualification with the Institute of Risk Management (IRM)
  • Get face-to-face mentoring opportunities with our risk leaders

What are we looking for?

We hire individuals, not box tickers. You don’t have to have studied a particular subject; who knew what they wanted to be when they first started university? The graduates we find do best in our application process and beyond when they join us on a scheme typically demonstrate:

  • A minimum 2.1 degree with at least 320 UCAS points
  • An analytical mind set and the ability to break down complex problems and identify great solutions
  • A passion for doing the right thing for customers
  • An obsession with technology and a good grasp of programming if they are applying for a technical role
  • Bags of personality with entrepreneurial flair

We treat our graduates right – after all, one of you could be our future CEO. That’s why our graduate salaries start at £32,000. We also offer a generous £5,000 signing on bonus, as well as an annual performance related bonus.

It’s not just about the pound signs though. We like to make sure our associates are well looked after – in every sense. Here’s how:

  • 25 day’s holiday and option to buy up to 5 extra days
  • Group personal pension scheme
  • Private medical, dental and life assurance plans
  • Interest-free travel season ticket loans and cycle to work scheme
  • Employee discount scheme at high street retailers
  • Free on-site gym and subsidised restaurant

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