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RBS

Credit Risk Graduate Scheme

If you’re creative, a great problem solver and have an interest in risk, come and join our Credit Risk scheme. Our graduate programme has been designed to develop dynamic and proactive credit risk talent. We’ll give you the skills and qualifications you need to meet the specific needs and growing requirement for credit risk in the UK.

Lending is one of the most important things we do. Whether it’s to homebuyers or small businesses, start-ups or large enterprises, lending plays an essential role in powering economic growth. In Credit Risk, we provide an effective risk framework and oversight to make sure that RBS makes the right decisions: for our customers, and for our own safety.

We are the largest area in the Risk function, with around 1,000 colleagues based mostly in the UK and Western Europe. Our teams work closely with our customer facing businesses and other areas of Risk in managing credit risk on both a case-by-case basis, and on a portfolio wide level. We set the policies which govern how we lend, and support our business franchises in setting how much risk the bank is willing to take.

What you can expect

We offer a two year rotational programme which will give you exposure to the whole credit risk lifecycle, challenging you to contribute to decisions at each stage. You’ll steadily build a broad range of technical credit skills across your placements, augmented with interpersonal skills development to help you become a rounded credit risk professional.

Along the way you’ll deliver a number of analytical projects. In doing so, you’ll have the chance to collaborate and network with colleagues and stakeholders from across the bank, allowing you to practise and enhance key soft skills, such as influencing and decision making.

Who we’re looking for

We believe that great credit risk professionals share a number of key traits and behaviours, which we’ll be selecting for throughout the hiring process. We’ll be looking for intellectual curiosity and an independent mind set. We’ll be looking for a creative approach to problem solving, and for a positive and determined attitude. And because it’s a commitment that goes to the core of who we are as a bank, we’ll be looking for a keen focus on customers.

We welcome applications to our graduate programme whatever degree subject you’ve studied. Permanent roles after the programme will be based in one of our main hubs in Birmingham, Manchester or Edinburgh.

Remember to mention TARGETjobs when contacting employers!

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