GCIB Credit Summer 2025 Analyst

About Us

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organisation.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

The Team

The fundamental role of the GCIB Credit EMEA team is to assess a counterparty’s credit risk, which requires a deep understanding of a company's industry, competitive position, strategy, and financial performance. The team is responsible for managing the end-to-end credit process, from initial due diligence through to structuring, underwriting, negotiation, approval, closing and monitoring.

Programme overview

Our ten-week Summer Analyst programme is designed to offer you a comprehensive experience of life as a full-time credit analyst. During your internship you will be aligned to one of the Corporate, Financial Institution or Leveraged Finance credit teams, and will spend your time on the desk completing actual deliverables and adding tangible value to the department.

Training and Development

Your training and development are our top priorities with extensive formal training offered at the start of the programme in addition to on-the-job support, educational speaker events and mentorship throughout.

Responsibilities:

As a summer analyst, your key tasks and responsibilities may include but are not limited to:

• Performing extensive qualitative and quantitative credit analysis to assess a counterparty’s credit risk
• Compiling detailed credit memos and risk rating scorecards for new and existing clients
• Presenting recommendations to senior colleagues in both written and verbal format
• Working on in-flight projects and initiatives to support the Enterprise Credit mandate

Eligibility:

• Applications are accepted from a diverse range of degree disciplines such as the arts and humanities, as well as numerically focused subjects such as economics and mathematics
• Candidates are required to be pursuing a BA/BS degree from an accredited college or university with a graduation timeframe between September 2025 and June 2026
• Must be available to join the programme from June - August 2025
• Achieved minimum of 112 UCAS point (or equivalent) and on track for a minimum 2:1 degree classification (or equivalent)

What we are looking for

Essential:

• Strong analytical skills and good attention to detail
• Effective written and verbal communication; fluency in English is essential
• An inquisitive nature and a keen interest in the financial markets

Desired:

• Proficiency in a language other than English (although not a requirement)
• A moderate level of proficiency in Excel and other programmes within the Microsoft Office suite

Our recruitment process

Analyst internship and full-time recruiting takes place on a rolling basis once our applications are open. Assessments often begin before the deadline, so it is best to submit your application early as this will give you the best chance of being considered for the role.

What if I need workplace adjustments?

We are committed to ensuring our online application process provides an equal employment opportunity to all job seekers. If you need a workplace adjustment to search for a job opening, need help completing your application or video interview, please email juniortalentemea@bofa.com and let us know. We will get back to you within two business days.

We offer a competitive Salary and Benefits package