Graduate Actuarial & Consulting - Glasgow 2025 Intake

About Us

Isio was ‘born’ in 2020, and we’ve been challenging existing thinking on pensions, benefits, and investment advice ever since. That’s because we know that only by improving on what’s been accepted in the past, can we provide the financial confidence our clients deserve.

And while Isio is a young company, our people are some of the most experienced in their fields, bringing track records of having achieved commercial advantage for clients across pensions. Improving on long-accepted industry practices continues to drive us – and our business – forward. We are proud to work with a third of the FTSE 100, with over 400 boards of trustees, and across all sectors. Creating greater levels of confidence in financial decision-making for companies, trustees and individuals.

Starting your Career at Isio

We’re a People First business, so we want to make sure that you are supported to reach your goals, whatever they may be. We’ll support you with studying, be adaptable around family life and enable you to give back to the community through paid volunteering days.

We are committed to equality, diversity and inclusion – bringing your whole self to work every day. We have hubs across the UK and many of our roles are adjustable in location to help create a work-life balance that works for you.

We are keen to support those starting their career at Isio with building a solid foundation for success. Whether as a Graduate, Industrial Placement student, Summer intern or as an Apprentice, Isio will provide a great experience working alongside experienced professionals. You will have the opportunity to help fulfil our purpose of creating better outcomes for our clients, their members and society by empowering and developing our people.

Isio is growing at a fast and exciting pace. Starting your career at Isio will be a great balance of working with experts in their field within an innovative organisation that is looking to drive positive and innovative change in its sector.

Graduates at Isio have acknowledged their positive experience, as shown by our ranking as the Top Employer for Graduates to work for in Consulting according to the Job Crowd 2023 rankings.

Qualifications you’ll work towards: Fellow of the Institute of Actuaries (IFoA)

Entry Requirements:

• To apply for this role, you need to have completed an undergraduate degree or higher-level qualification by 1 September 2025 and have achieved a 2.1 or higher. If you are in your final year of university study, we are looking for those on track to achieve this.
• We are open to applications from those studying any subject. Studying towards the actuarial exams will require excellent mathematical skills and a keen interest in financial concepts.
• You will need to have the right to work in the UK after you complete your university study.

What we are looking for in Graduates in our Actuarial teams

As a people first business personal attributes are just as important as academic qualifications. So, there’s a few things we’re looking for from our graduates including:

• Enthusiastic team players who are willing to learn and grow.
• A passion and drive to help us exceed our clients’ expectations and deliver against tight deadlines.
• High analytical and problem-solving skills, a natural curiosity and interest in the business world, and a global, forward-thinking mindset are also key.
• The ability to maintain a good level of self-discipline and time management to balance your working in our teams and managing your study and preparation for professional exams.

We will also be looking to see how applicants align to our core beliefs:

Power in Partnership : We work in partnership with our clients & each other – building open and trusted relationships. Working together allows us to deliver the best for our clients.

Future Focus : We want to push our industry forward by solving problems in better ways that benefit both our clients & society.

Strength in Difference : We work with diverse perspectives to find better solutions. Working with differences makes us tougher.

People First : We recognise that pensions are a people business. People are the source of Isio’s expertise, and it is people’s lives that we affect through our advice

Being a Pensions Actuary and Consultant at Isio

Pension schemes are part of the backbone of the UK savings industry – relied on by millions to provide a reliable and secure income in retirement.

However, whilst remaining an important part of how organisations pay and reward their employees, they also often pose significant financial risks.

Balancing the costs and risks of a pension scheme as well as meeting best practice governance requirements is becoming increasingly complex – yet essential for a pension scheme to succeed. The needs of the industry, individuals and our clients are ever changing.

At Isio, we constantly look at ways to innovate and develop new solutions to overcome these challenges through our Actuarial & Consulting services.

An actuarial career in pensions requires a high level of both numeracy and communication skills – as well as the enthusiasm and drive needed to gain professional qualifications and succeed in a fast-moving market. Our clients value deep technical knowledge in understanding the required capacity of pension funds

Isio’s Actuarial Graduate programme offers the opportunity to build a rewarding career in a successful industry .

What you will be doing

As an industry leader, we offer a wide range of opportunities for graduates to train and build their core consulting and analytical skills. But, we also want to hear your views and help you introduce fresh ways of thinking. Some of the things you’ll be involved in as an actuarial graduate are below but remember, our work stretches beyond pensions and that’s where we set ourselves apart.

• Applying actuarial skills and concepts to calculate the value of pension and other benefits for employers and trustees.
• Financial modelling and risk analysis to help clients understand their future pension obligations and principal risks.
• Advising clients on their pensions strategy and how to manage these risks, both on a day-to-day basis and when considering a long term objective.
• Designing and implementing employee communication programmes.
• Helping clients understand and manage accounting, tax and legislative changes that affect their pension schemes.
• Contributing to proposals for new business opportunities.
• Attending client meetings and explaining the team’s work

Training and Development

As a graduate in our Pensions Actuarial Team, you’ll enjoy a range of training and development opportunities to study towards becoming a Fellow of the Institute and Faculty of Actuaries. So, as well as study support and guidance to help you on your way to becoming a qualified Actuary, you’ll benefit from:

• On-the-job training on a regular basis.
• A graduate induction event.
• Specific technical and professional skills training on a national basis.
• Regular technical training and opportunities to develop wider market knowledge throughout your career within pensions.
• A buddy from your first day to help you settle in.
• A Performance Manager to support you with your progress, performance and any work or HR-related issues.

Isio’s Graduate Programme is just the start. It will give you a firm foundation, great client experience, professional training and core consulting skills. Given our exciting growth plans, there are opportunities to progress a really varied career as an Actuary in Pensions as you build specialist skills and knowledge in your field of interest (obviously this is subject to what our clients’ needs are too). Throughout your career you’ll be offered ongoing support and opportunities to develop your expertise, both on challenging client projects and through training.

Broadening your future

As we extend beyond pensions, and you move through your career, you’ll also be given the opportunity to branch out and broaden your horizons. Some of the extra experiences you could get involved with include broader employee benefit design and advice, financial coaching and wealth management.

We also have a growing Digital Solutions team, helping us innovate and using technology to drive change in our industry through the development of digital risk management tools, member engagement applications and other web-based software applications.

We’re also considering the use of AI and how big and complex data solutions can be applied across the whole industry to help change it for the better.