Product & Partnerships Graduate Scheme

BANKING IS CHANGING FASTER THAN EVER. New technologies, changing customer expectations and the rise of AI are transforming how people manage, save, spend, invest and borrow money. To stay ahead, we need talented people who can turn customer insight into brilliant products and experiences.

Our Product and Partnerships Graduate Scheme is designed to develop the next generation of product leaders: curious thinkers, data explorers and customer-first creators who can turn insight into innovation.

PROGRAM STRUCTURE

Two years. Three focused placements.

Over two years, you’ll complete three diverse placements across our customer-focused business areas, giving you exposure to the teams shaping the future of customer experiences and lending across the Group. Your placements could include:

1. Product and Platform: Learn how products across mortgages, loans, cards, insurance, investments, car finance, leasing and everyday banking are designed, managed, and delivered. Work on customer journeys, digital experiences, and platform innovation.
2. Customer Propositions and Digital Journeys: Use customer insight to shape products, services and experiences, helping teams prioritize opportunities and deliver change at pace.
3. Strategic Partnerships: Work with major partners to shape new products, manage relationships, bring propositions to market and support safe, profitable delivery.

Together, these placements will build your experience in customer insight, commercial decision-making, product management, partnership development, agile delivery, and transformation.

SKILLS DEVELOPMENT

By the end of the scheme, you’ll be able to:

• Apply product management principles to real customer and commercial challenges.
• Understand the end-to-end product lifecycle, from idea and business case through to implementation and optimisation.
• Use customer and behavioural data, analytics, and AI tools to inform decisions and improve journeys.
• Translate customer insight into product improvements, innovation, and new propositions.
• Build business cases and prioritise opportunities based on customer and commercial value.
• Build and manage partnerships that add value, resolve barriers, and support effective delivery.
• Influence stakeholders and collaborate across multidisciplinary and agile teams.
• Develop financial literacy and understand how the bank makes decisions and generates revenue.

SUPPORT TO SUCCEED

You’ll be backed with:

• Leadership interaction and sponsorship.
• Mentoring from leaders who’ve been where you are now.
• Access to learning academies, Viva Learning, and internal platforms.
• Opportunities to contribute to sustainability, inclusion, and other initiatives that make a real difference.

YOUR CAREER. FULLY BACKED.

You’ll finish with strong commercial, customer, product, data, delivery, and relationship skills, plus the confidence and network to begin your career at LBG. You’ll be ready to shape products, manage partnerships and create experiences that help millions of customers manage, spend and borrow with confidence.

REQUIREMENTS

What you need to apply

• We do not require a minimum degree achievement, but we strongly recommend that you can demonstrate the knowledge, understanding, and skills aligned to the role. These, alongside your behaviours and values, will be assessed during the application process.
• A genuine interest in customers, products, partnerships, technology, and the drive to keep learning.
• Confidence working with insight, solving problems and collaborating with others.
• Please note that we cannot support visas.

LOCATIONS

North West (Manchester & Chester), South West (Bristol & Cardiff), West Yorkshire (Leeds & Halifax) and Edinburgh. With our hybrid working policy, all colleagues spend at least two days a week in the office.

OPENING AND CLOSING DATE

Applications for our Product and Partnerships Graduate Scheme open on 10th September. Our graduate schemes may close early if we receive a high number of applications, so it’s best to apply as soon as possible once applications open.

HOW TO APPLY

Our application process is designed to help you shine. We want everyone to feel they belong and can be their best, regardless of background, identity, or culture.

Find details, including stages and tips for success, on our 'How to Apply' page.

At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses, and communities. With us, you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow, and develop.

** We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.

We’re focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.