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Together Financial Services |

Feature image Together Financial Services
Employees: 501 to 1000
Female Employees: 44%
Graduate intake: 25

We’re Together Financial Services. For 50 years we’ve helped people and businesses realise their ambitions with common sense lending.

Who we are

We're Together, proud to be a Financial Services success story based in Cheadle (South Manchester) established for over 50 years. Our team is continuing to grow, and we are delighted to have won the 2023 Investors in People Award for Best Employer (Silver category 250+ employees).

Lending year-in, year-out for over 50 years’ we've grown into one of the finance industry's best-kept secrets. We started life as one man, giving one loan, but these days, we're a much larger team helping thousands of customers, and have a loan book topping £6.6 billion.

We offer a range of mortgage and secured loan products, to all sorts of people and businesses. Meaning they can move in, move up, get on, or get started. We provide lots of different types of funding - Residential mortgages; Commercial mortgages; Secured loans; Buy-to-let mortgages; Bridging loans; Auction finance.

Borrowing money in this day and age isn't always straight forward and there can be many hurdles in the way. This is because more of us are self-employed, work several jobs, or are turning our hobbies into income to make ends meet. More of us live or invest in traditionally ‘hard-to-mortgage’ properties. And more of us have less-than-perfect credit. But many of us have the same hopes and aspirations as always. And we know this, because we share them with you.

While some lenders struggle to cope with this brave new world, we’ve always used our common sense, and taken a pragmatic look at real lives. We work with home buyers, business owners, downsizers, and doer-uppers. We work with property developers, investors, and landlords. And we enjoy established relationships with mortgage brokers, auction houses, and those in the professional sector – including solicitors, accountants, and architects.

We are looking for high calibre graduates to join us in September. The 2 year programme is designed to help you gain a holistic understanding of our business and provide you with an exceptional grounding in real estate, finance, and financial services as well as help develop you in your chosen discipline / department. You will have the opportunity to learn across a diverse team that is innovative and dynamic. Not only that you will have the opportunity to take ownership and individual responsibility for the end to end delivery of projects, and be empowered to deliver real change.

Culture & Values

As a large local employer, we recognise the importance of our contribution to society, our local communities and our duty to our environment. Together has a long tradition for supporting underserved customers and through our colleague-led ‘Let’s Make it Count’ programme, we have a longstanding commitment to local communities and charities. Following input from our colleagues, customers and investors, we have developed a comprehensive Sustainable strategy which builds on our ongoing work and recognises the importance of our commitment to sustainability, in line with our purpose and vision for the future. The sustainability strategy complements our overall purpose and vision and gives us a clear direction for the future, focusing on four key pillars:
Our Colleagues, Our Customers, Our Communities and Our Planet; all underpinned by strong governance.

Throughout our history we have applied a common sense approach to everything we do and our Sustainability Strategy is no different. It’s common sense that we change the way we operate our business to protect the future of the planet, that we support our communities to thrive, enable our customers to live more energy efficiently and have a diverse and inclusive workforce. We have set ourselves ambitious targets for each of our sustainability pillars because it is the right thing to do.


There are lots of benefits of working at Together. Here are a few:

26 days holiday (increasing with service), plus bank holidays
Buy & sell holidays
Discretionary annual bonus
Matched pension contribution
Life assurance
Critical illness cover
Health cash plan
Private medical insurance
Free access to company holiday homes
Travel season ticket loans
Ride to work scheme
Free local gym access
Local bar / restaurant discounts

Recruitment process

The application process will open in early 2024 and consists of the following:

Submission of a CV and covering letter
Telephone Interview
Assessment Centre (On site)


Equality and diversity

Inclusion is an integral part of our Play your Part beliefs – being accountable, respect for people and doing the right thing. We're committed to building a community within the company where every colleague can be the best version of themselves and feel valued for the contribution they make. We already have a number of colleague-led Togetherness groups which have been formed to represent gender, age, disability, LGBTQ+, ethnic diversity, parents and carers, aspiring professionals, and mental health. We're also proud to have joined the Business Disability Forum, to be Age Accredited by 55 Redefined, and to be a signatory to the Women in Finance and Race at Work Charters.

Personal Development

Personal Development at Together is

Exposure to lots of meaningful business projects and departments to give you a rounded understanding of the Financial Services industry and our business (this will depend on the needs of the business at the time);

Graduate / CSR projects, giving you the chance to have a real impact on our business and on the wider community;

Industry recognised qualifications (where applicable) to support you with your career;

A competitive salary with annual review and bonus potential, as well as access to our industry leading long term incentive plan, Together Shared Reward


The British Specialist Lending Award to Simon Baker-Smith: Underwriting

The British Specialist Lending Award to Simon Baker-Smith: Underwriting

The British Specialist Lending Award to Simon Baker-Smith: Underwriting

Business Moneyfacts Awards: Best Bridging Finance Provider

Business Moneyfacts Awards: Best Bridging Finance Provider

Business Moneyfacts Awards: Best Bridging Finance Provider

The British Specialist Lending Award to Adam Kerfoot: Underwriting

The British Specialist Lending Award to Adam Kerfoot: Underwriting

The British Specialist Lending Award to Adam Kerfoot: Underwriting

Latest opportunities

Latest opportunities

  • Graduate Programme - Corporate and Intermediary Support role