Access Your Potential
Graduates - if you are an ambitious and motivated individual looking to start your career in the Banking industry, then we want you!
The Access Bank UK Ltd has a strong presence across Africa, Europe, and key global markets including France, Malta, Hong Kong, and Dubai. Joining Access Bank as a graduate offers unparalleled exposure to international finance, allowing young professionals to work closely with diverse teams and markets across continents. This dynamic environment provides invaluable experience in cross-border banking operations, global trade, and sustainable finance.
Graduates benefit from Access Bank’s commitment to talent development, mentorship, and career growth, empowering them to build impactful careers while contributing to the bank’s vision of driving economic progress worldwide. This makes Access Bank an exceptional place for ambitious graduates to launch their careers in the global financial sector.
Why Work in Credit Risk?
The Bank’s overarching policy is to manage compliance proactively and to ensure that the Bank, its customers, and its employees operate within all legal and regulatory requirements and that the regulator is satisfied with the Bank’s compliance systems and controls. Credit Risk is vital for the Bank as it helps to identify, monitor, assess, and mitigate risk. This is an excellent opportunity for any individual looking for a challenging and varied position which, if achieved successfully, could bring fantastic career prospects.
Your Day-to-Day Responsibilities
- Liaising and building relations with outside suppliers, for example, valuers and solicitors.
- Create reports and returns which may involve detailed research and analysis from within and outside the unit.
- Carry out specific tasks within set terms of reference and defined processes.
- Monitoring the Bank’s exposure for indications of a significant increase in Credit Risk on a daily basis.
- Producing financial analysis to ensure Risk Appetite objectives are met.
- To work with each department and the various business units to provide support, advice, and guidance.
- Carry out Credit Risk processes, enhancements, reviewing procedures and identifying improvements to meet customers changing needs/business requirements.
- Ensure all Credit Risk principles, policies, and procedures are clearly defined, and regulatory developments are proactively communicated.
- Through regular and appropriate business involvement, ensure all credit risk work is carried out to the required level of competence as set out by legal and regulatory.
- Build effective relationships with the various business units.
Person/Experience Required
- Educated to degree level in a relevant subject.
- Proficient in working as part of a multi-disciplined team.
- Able to meet deadlines and organize workload according to changing priorities.
- Ability to undertake a variety of analysis and maintain accuracy and quality.
- A good attention to detail, adaptability, a keenness to learn.
- A good team player, capable of working in a fast-paced pressured environment.
- Ability to build professional relationships effectively, both in the immediate team and wider business.
Key Skills
- Problem-solving and analytical skills are essential and you will be a resilient individual who is calm under pressure.
- Ability to advise the team on complex areas unsupervised.
- Ability to undertake a variety of analysis and maintain accuracy and quality.
- Excellent report writing skills.
- A good attention to detail, adaptability, a keenness to learn.
- A good team player, capable of working in a fast-paced pressured environment.
- Ability to build professional relationships effectively, both in the immediate team and wider business.
- Proficient in Microsoft Excel, Outlook, and Word.
Why Work with The Access Bank UK Ltd?
Graduates benefit from Access Bank’s commitment to talent development, mentorship, and career growth, empowering them to build impactful careers while contributing to the bank’s vision of driving economic progress worldwide. This makes Access Bank an exceptional place for ambitious graduates to launch their careers in the global financial sector.
We are Guided by Our Core Values
- Excellence
- Innovation
- Passion for Customers
- Professionalism
- Empowered Employees
- Leadership
Benefits
- Eligible for a discretionary performance-related annual bonus.
- We put 10% of salary into your pension, even if you don’t contribute yourself.
- 25 days’ holiday plus bank holidays, which increases to 27 days after 2 years' service, and 29 days after 5 years.
- Company-funded Employee Assistance Programme.
- Benefits supporting you and your family, such as death-in-service benefit.
- Share in Access Bank's success by investing in our share plans after 5 years of service.
As an equal opportunities employer, The Access Bank UK Ltd is committed to the equal treatment of all current and prospective employees and does not condone discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity, or marriage and civil partnership.
Sectors
Locations
Sectors
Locations
Access Your Potential
Graduates - if you are an ambitious and motivated individual looking to start your career in the Banking industry, then we want you!
The Access Bank UK Ltd has a strong presence across Africa, Europe, and key global markets including France, Malta, Hong Kong, and Dubai. Joining Access Bank as a graduate offers unparalleled exposure to international finance, allowing young professionals to work closely with diverse teams and markets across continents. This dynamic environment provides invaluable experience in cross-border banking operations, global trade, and sustainable finance.
Graduates benefit from Access Bank’s commitment to talent development, mentorship, and career growth, empowering them to build impactful careers while contributing to the bank’s vision of driving economic progress worldwide. This makes Access Bank an exceptional place for ambitious graduates to launch their careers in the global financial sector.
Why Work in Credit Risk?
The Bank’s overarching policy is to manage compliance proactively and to ensure that the Bank, its customers, and its employees operate within all legal and regulatory requirements and that the regulator is satisfied with the Bank’s compliance systems and controls. Credit Risk is vital for the Bank as it helps to identify, monitor, assess, and mitigate risk. This is an excellent opportunity for any individual looking for a challenging and varied position which, if achieved successfully, could bring fantastic career prospects.
Your Day-to-Day Responsibilities
- Liaising and building relations with outside suppliers, for example, valuers and solicitors.
- Create reports and returns which may involve detailed research and analysis from within and outside the unit.
- Carry out specific tasks within set terms of reference and defined processes.
- Monitoring the Bank’s exposure for indications of a significant increase in Credit Risk on a daily basis.
- Producing financial analysis to ensure Risk Appetite objectives are met.
- To work with each department and the various business units to provide support, advice, and guidance.
- Carry out Credit Risk processes, enhancements, reviewing procedures and identifying improvements to meet customers changing needs/business requirements.
- Ensure all Credit Risk principles, policies, and procedures are clearly defined, and regulatory developments are proactively communicated.
- Through regular and appropriate business involvement, ensure all credit risk work is carried out to the required level of competence as set out by legal and regulatory.
- Build effective relationships with the various business units.
Person/Experience Required
- Educated to degree level in a relevant subject.
- Proficient in working as part of a multi-disciplined team.
- Able to meet deadlines and organize workload according to changing priorities.
- Ability to undertake a variety of analysis and maintain accuracy and quality.
- A good attention to detail, adaptability, a keenness to learn.
- A good team player, capable of working in a fast-paced pressured environment.
- Ability to build professional relationships effectively, both in the immediate team and wider business.
Key Skills
- Problem-solving and analytical skills are essential and you will be a resilient individual who is calm under pressure.
- Ability to advise the team on complex areas unsupervised.
- Ability to undertake a variety of analysis and maintain accuracy and quality.
- Excellent report writing skills.
- A good attention to detail, adaptability, a keenness to learn.
- A good team player, capable of working in a fast-paced pressured environment.
- Ability to build professional relationships effectively, both in the immediate team and wider business.
- Proficient in Microsoft Excel, Outlook, and Word.
Why Work with The Access Bank UK Ltd?
Graduates benefit from Access Bank’s commitment to talent development, mentorship, and career growth, empowering them to build impactful careers while contributing to the bank’s vision of driving economic progress worldwide. This makes Access Bank an exceptional place for ambitious graduates to launch their careers in the global financial sector.
We are Guided by Our Core Values
- Excellence
- Innovation
- Passion for Customers
- Professionalism
- Empowered Employees
- Leadership
Benefits
- Eligible for a discretionary performance-related annual bonus.
- We put 10% of salary into your pension, even if you don’t contribute yourself.
- 25 days’ holiday plus bank holidays, which increases to 27 days after 2 years' service, and 29 days after 5 years.
- Company-funded Employee Assistance Programme.
- Benefits supporting you and your family, such as death-in-service benefit.
- Share in Access Bank's success by investing in our share plans after 5 years of service.
As an equal opportunities employer, The Access Bank UK Ltd is committed to the equal treatment of all current and prospective employees and does not condone discrimination on the basis of age, disability, sex, sexual orientation, pregnancy and maternity, race or ethnicity, religion or belief, gender identity, or marriage and civil partnership.
